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Business Banking

Choose the Best Bank for Your Business.

State Bank of Southwest Missouri is dedicated to delivering Springfield-area businesses flexible, full-service financial solutions with unmatched service and support. Our knowledgeable bankers focus on understanding your goals and providing the tools to help you achieve them. 
Business Checking solutions from State Bank are flexible and scalable to make your banking experience convenient. Explore the features: 

  • $500 Minimum Balance
  • Unlimited Number of Deposits
  • Earnings Credit reduces or eliminates monthly service charges*
  • eStatements available
  • Visa® Debit Card available 
Check, Deposit, Transit Item, Account Maintenance, Inactive Account, and Account Closing Fees may apply.

Come by or call 417-882-1400 to talk with a bank representative and learn more. 

* The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period. At any time and at our discretion, the periodic earnings credit may change. 
You work hard to turn a profit; save your earnings with a bank you can trust. State Bank offers competitive interest rates for business savings accounts. Explore the features:
 

 Business Savings Account

  • Competitive Interest Rate
    • Interest compounds monthly and is credited to your account monthly
    • The interest rate may change at any time
  • $1,000 Minimum Balance
  • Unlimited Number of Deposits
  • eStatements available
  • Up to six withdrawals or transfers during any calendar month
    • Exceeding the withdrawal or transfer limit may result in account closure

Business Investment Account

  • Interest-bearing account; interest paid at statement cycle
  • Limited to three (3) checks to third parties or six (6) internal transfers during any statement cycle
  • Monthly statement with check images
  • eStatements available
  • Image checks returned with a statement
  • $1,000 minimum balance to avoid a service charge of $10.00
Inactive Account, Account Closing, and Excessive Withdrawal fees may apply.

Come by or call 417-882-1400 to talk with a bank representative and learn more. 
Our fully-customized payment processing solutions help you keep more of your money and reduce your risk of fraud. 

We'll identify payment processing tools that suit your business and your customers so you can work smarter, not harder.
 
Businesses of all sizes experience: 
 
  • Scalable and flexible technology 
  • Next-day funding
  • Dedicated support available 24-7
  • Transparent pricing structure
  • Month-to-Month Contract
  • Education to stay ahead of current payment trends
  • Employee Login, Inventory Management, Recurring Billing, and lots, lots more.
 
Learn more with our cost-free analysis. Typical findings include:

1. Identification of a 20-40% reduction in processing fees
2. Recommendations to improve payment acceptance efficiencies
3. Ways to reduce risk associated with accepting card payments 
 
Cash Management
With Cash Management Solutions from State Bank, you can securely access account information, delegate access to staff, CPAs, etc, manage ACH origination, direct deposit payments, and much, much more. 


Remote Deposit 
Save time with remote deposit service from State Bank. Deposit checks directly into your business' checking and savings accounts.

We provide the equipment so you can:

  • Improve efficiency - reduce travel 
  • Make deposits at your convenience... even after hours
  • Browse and research images and deposit history
 
Positive Pay
 
 
Come by or call 417-882-1400 to talk with a bank representative and learn more.