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Personal Banking

Banking Tailored to You.


When you trust State Bank with your finances, you can expect unparalleled client service. We recognize accounts shouldn't be one-size-fits-all, that's why we strive to understand your needs and respond with solutions that suit your lifestyle. 

Free Checking

  • $100 to open
  • No minimum balance
  • Monthly statement without check images
  • eStatements available
  • No service charge
  • ATM and/or Visa® Debit card available

Regular Checking

  • $500 to open
  • Monthly statement with check images
  • eStatements available
  • ATM and/or Visa® Debit card available
  • Monthly service charge based on statement cycle balance 

NOW Account

  • Interest-bearing account; interest paid at statement cycle
  • Unlimited check writing
  • Monthly statement with check images
  • eStatements available
  • Image checks returned with a statement
  • No service charge if $750 balance is maintained; if balance falls below $750, a service charge of $7.50 is assessed
  • ATM and/or Debit card available

Super NOW Account

  • Interest-bearing account; interest paid at statement cycle
  • Unlimited check writing
  • Monthly statement with check images
  • eStatements available
  • Image checks returned with a statement
  • No service charge if $1,000 balance is maintained; if balance falls below $1,000, a service charge of $10.00 is assessed
  • ATM and/or Debit card available
 

Need help making a decision?

A State Bank representative would be happy to assist you. Click the 'Ask a Question' button below or give us a call at 417-882-1400.

Statement Savings

  • Low $100 minimum to open
  • Statements issued quarterly
  • eStatements available
  • Competitive interest paid quarterly
  • Includes six (6) free withdrawals each quarterly statement period; additional withdrawals incur a low, $1.00 service fee for each.

Certificates of Deposit

  • A wide selection of accounts available
  • Competitive rates on all accounts
  • Minimum opening deposits as low as $1,000
  • Fixed terms with maturity from 30 days to five (5) years

Investment Account

  • Interest-bearing account; interest paid at statement cycle
  • Limited to three (3) checks to third parties or six (6) internal transfers during any statement cycle
  • Monthly statement with check images
  • eStatements available
  • Image checks returned with a statement
  • $1,000 minimum balance to avoid a service charge of $10.00

Minor Savings (MOTML)


Need help making a decision?

A State Bank representative would be happy to assist you. Click the 'Ask a Question' button below or give us a call at 417-882-1400.

Have a question about our accounts? Send a message to a banker today!